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Mercury

banking partner · Founded 2017

Official Source Locator:Mercury is a financial technolog...· Checked 9/20/2026

Account Overview

Mercury is a financial technology company offering US tech startups and venture-backed companies business bank accounts via partner banks Choice Financial Group and Column N.A. (Members FDIC), with high-yield treasury and free domestic transfers.

Ideal For

  • US-incorporated startups and tech companies with US operations
  • Venture-funded businesses managing venture debt and treasury management
  • Companies wanting $0 fee domestic ACH and domestic wire transfers

Not Suitable For

  • •Non-US resident founders without substantial US business presence
  • •Traditional import/export and heavy cross-border cashflow businesses
  • •Businesses in industries outside Mercury's strict risk appetite

Verified Pricing Schedule

Monthly Maintenance$0
Account Setup FeeNot verified
Major FX Markup~1%
Inbound ACHNot publicly verified

$0 monthly fee.

Regulatory Oversight & Safeguarding

Funds held in partner banks are FDIC-insured up to $5,000,000 through Mercury Vault sweep networks.

Banking services provided by FDIC-member partner banks (Choice Financial Group, Column N.A.)

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