Official Data Sources

“$0 account opening fee, $0 monthly maintenance on Standard plan. Local collection accounts in 20+ currencies (USD ACH, EUR SEPA, GBP Faster Payments) have $0 inbound fee. Local clearing payouts in 110+ countries range from $0 to $1.50. International SWIFT wire payout is $15-$25. FX margin from 0.5% above interbank for major pairs (USD, EUR, GBP, AUD, CAD, JPY, SGD, HKD, NZD, CHF), 1.0% for exotic currencies. First 50 virtual company cards free.”

“Supports US LLCs, C-Corps, and S-Corps with both US resident and foreign resident ultimate beneficial owners (UBOs). Excludes high-risk sectors (crypto speculative trading, gambling, weapons, adult entertainment, unregulated MSBs). Requires verifiable commercial nexus or customer base.”

“One-time $31 USD registration fee to obtain local account details in 9 currencies. $0 monthly maintenance fee. Inbound ACH is free; inbound domestic/international wire is $6.11 USD. Outbound ACH is $0.39 USD; outbound domestic wire is $4.14 USD; outbound SEPA is $0.28 USD equivalent. FX variable fee is calculated transparently per currency pair: USD to EUR ~0.41%, USD to GBP ~0.43%, USD to CAD ~0.45%, USD to AUD ~0.43%. First debit card costs $5 USD; additional employee cards $5 USD each.”

“Wise Business is available for US LLCs, C-Corporations, partnerships, and sole proprietors. Beneficial owners can reside outside the US, provided their country of residence is not subject to international sanctions. Proof of business formation, EIN, and personal ID of 25%+ shareholders required.”

“Annual Account Fee: $29.95 USD deducted if account receives less than 6,000.00 USD (or equivalent) in any 12 consecutive months. Not charged in the first year for paid annual plans. Local receiving accounts: free in local currency; 1% (min $1.00 USD) in non-local currency. Client payments: ACH debit 1%, credit card up to 3.99% + $0.49. Withdrawals: $1.50 USD to local bank in same currency (e.g. USA to USA USD); 1.2% - 4.0% with currency conversion. Move funds between Payoneer balances: 0.50%. Annual card fee: $29.95 USD, additional virtual cards free. Last updated 1 January 2026.”

“Payoneer accounts are available to businesses, online sellers, and individual freelancers in 190+ countries. Applicants must be at least 18 years old, have a valid government-issued photo ID, proof of address, and a local bank account in their name or company name.”

“Mercury is a financial technology company, not an FDIC-insured bank. Banking services provided by Choice Financial Group and Evolve Bank & Trust, Members FDIC. $0 monthly maintenance fee on Standard plan. Free incoming ACH, free incoming domestic and international wires. Free outgoing domestic ACH and wires. Outgoing international wire is $20 USD. Currency exchange incurs a 1.0% spread above mid-market. Mercury Plus plan is $35/mo.”

“Requires a registered US company (LLC, C-Corp) with federal EIN. Founders and beneficial owners residing outside the US can open accounts remotely, except residents of sanctioned jurisdictions. Applicants must demonstrate substantial US commercial operations, US customers, or US investors.”

“Basic plan: $0/month with $1,000 USD monthly allowance of weekday FX at interbank rate (0.6% markup on excess volume). Grow plan: $30/month with $10,000 USD monthly free FX allowance. A 1.0% markup applies to all currency exchanges executed on weekends across all tiers. Outgoing international wire is $15 USD.”

“US Revolut Business accounts are available only to companies registered in the United States whose primary applicant and major beneficial owners reside in the United States and possess valid US Social Security Numbers (SSN) or Individual Taxpayer Identification Numbers (ITIN). Non-US resident beneficial owners are generally restricted from US accounts.”

“$0 account opening fee, $0 monthly fee. $0 transfer fee on transfers above $5,000 USD ($15 fee for smaller transfers). FX spread ranges between 0.4% and 1.0% depending on transaction volume and currency pair. Forward contracts and telephone currency dealers available. Does not issue debit cards.”

“Available to registered corporate entities in supported jurisdictions (US, UK, CA, AU, NZ, SG, HK) engaging in international trade, cross-border vendor payments, or overseas revenue repatriation. Not designed as an everyday operational cash-checking account.”

“Relay is a financial technology company, not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. Standard plan is $0/month. Free domestic ACH and incoming domestic/international wires. Outbound domestic wire is $5 USD. Outbound international wire is $25 USD plus correspondent deductions. Relay Pro is $30/month for free outgoing wires and same-day ACH.”

“Open to businesses registered in the US with an active EIN (LLCs, C-Corps, General Partnerships). Foreign founders can open an account provided they have a valid passport, proof of address, and legitimate operational activity in the US. Excludes marijuana, crypto trading, gambling, and adult entertainment.”

“Merchant card acquiring gateway. 2.9% + $0.30 per successful card transaction (+1.5% for international cards). 1% fee for payouts in additional currencies. Stripe is an online payment processor, not an operational business deposit account.”

“Requires an incorporated legal entity or registered sole proprietorship with a verifiable website/product and an external bank account for receiving payouts. Prohibits illegal products, debt settlement, adult content, gambling, and high-risk financial services.”