Best Business Accounts to Receive USD from US Clients (2026)

Airwallex provides modern global business accounts with multi-currency collection accounts in 20+ currencies, corporate cards, borderless supplier payouts, and a unified FX conversion engine designed for cross-border ecommerce and digital businesses.

Wise Business (formerly TransferWise) is renowned for providing real mid-market exchange rates with an upfront, low transparent fee, offering multi-currency holding accounts in 40+ currencies and local bank details in 9 key currencies.

Payoneer is a veteran cross-border payment platform with pre-built native payout integrations across global marketplaces like Amazon, Walmart, eBay, Upwork, and Fiverr, serving sellers and freelancers worldwide.

Mercury is a financial technology company offering US tech startups and venture-backed companies business bank accounts via partner banks Choice Financial Group and Evolve Bank & Trust (Members FDIC), with high-yield treasury and free domestic transfers.

Revolut Business offers multi-currency company accounts with tiered subscriptions, corporate spend management cards, payment links, and integrated crypto/commodities features, especially popular across the UK and Europe.

OFX provides the OFX Global Business Account (distinct from consumer money transfers), featuring local multi-currency receiving accounts in 7 major currencies (USD, EUR, GBP, AUD, CAD, SGD, HKD), risk hedging forward contracts, and dedicated telephone currency broker assistance for businesses making substantial supplier payments.

Relay is an online business banking platform built for SMBs and accounting teams, offering up to 20 individual checking accounts for Profit First budgeting, 50 virtual cards, and deep integration with Gusto and Xero.

Stripe is the leading payment processing infrastructure for the internet, enabling businesses to accept credit cards, digital wallets, and local payment methods online with developer-first APIs.