Stripe
payment processor · Founded 2010
Account Overview
Stripe is the leading payment processing infrastructure for the internet, enabling businesses to accept credit cards, digital wallets, and local payment methods online with developer-first APIs.
Ideal For
- Ecommerce stores and SaaS platforms needing checkout card acquiring
- Subscription recurring billing and invoice generation
- Global online checkout in 135+ currencies
Not Suitable For
- •General business banking or holding funds long-term as an operating account
- •B2B wire transfer settlements between corporate entities without checkout flows
- •Low-cost treasury foreign exchange (charges 1% to 2% FX fee on multi-currency payouts)
Verified Pricing Schedule
Monthly MaintenanceNot verified
Account Setup FeeNot verified
Major FX Markup~1%
Inbound ACHNot publicly verified
2.9% + $0.30 per transaction for standard domestic cards (+1.5% for international cards).
Regulatory Oversight & Safeguarding
Merchant funds held in settlement clearing accounts prior to payout to business bank accounts.
FinCEN (US)Central Bank of Ireland
Related Comparisons, Alternatives & Guides
Explore head-to-head comparisons, alternatives, and jurisdiction banking guides for Stripe.